Free Business Calculators for Canadians

Calculate GST, HST, or PST for any Canadian province. Add tax to a price or extract tax from a total.

Calculate sales tax for all 50 US states and DC. Add tax to a price or extract it from a total, with local rates.

Calculate monthly mortgage payments, total interest, and view amortization schedules for Canadian mortgages.

Create professional invoices with automatic tax calculation. Download as PDF or print directly.

Convert between markup and margin percentages. Calculate selling price, cost, or profit.

Calculate your ideal hourly rate based on desired income, expenses, taxes, and billable hours.

Calculate the true cost of hiring an employee in Canada including CPP, EI, and benefits.

2026 CPP, CPP2, EI, and income tax per pay period — employee deductions, employer match, and CRA remittance.

2026 CRA rate (73¢/67¢ per km) with the 5,000 km threshold, territorial supplement, and rate history.

Ontario ESA minimums: termination pay (up to 8 weeks) plus statutory severance (up to 26 weeks).

2026 Employment Insurance: 55% of insurable earnings up to $695/week, with qualifying hours by region.

Minimum vacation pay for every Canadian province — 4%, 6%, Saskatchewan 3/52, or the federal 8%.

Ontario public holiday pay with the ÷20 rule, plus the 1.5x premium for working the holiday.

Find your break-even point by analyzing fixed costs, variable costs, and pricing.

Estimate the cost to incorporate your business in Canada, federally or provincially.

Calculate loan payments, total interest, and view amortization schedules for business loans.

Calculate tips on your bill with preset percentages, split between people, and round options.

Calculate your take-home pay in any Canadian province. Federal and provincial tax, CPP, CPP2, and EI deductions.

Calculate gross, operating, and net profit margins. Compare your margins to industry benchmarks.

Estimate your business value using revenue multiples, SDE multiples, and asset-based methods.

Calculate Customer Acquisition Cost, Lifetime Value, LTV:CAC ratio, and payback period.

Calculate your startup burn rate, runway in months, and zero-cash date. Includes SaaS savings scenario.